Кредит онлайн быстро 1.2

• Version: 1.2
  Version Code: 3
  Package: com.online.loan.fast
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• Android 5.0+
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• Uploaded 2021/14/03
  by Liliya Abramova C
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• Finance
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Timely repayment of financial obligations allows you to avoid delinquencies, debts and other consequences associated with the need to borrow money for a short or long term from friends or relatives. An online loan quickly allows you to solve any problems remotely, save money and time, eliminating the hassle associated with the need to collect a large package of documents and go to commercial institutions.

In our mobile application, we have collected for our clients the most important information related to various types of online loans, a detailed description of the conditions for obtaining them. Loan online will quickly require you to have a minimum package of documents, the fastest possible verification of the information received, and an independent choice of options on favorable terms.

When might you need a loan online quickly?

Receiving funds from any bank will require the collection of a package of documents, the personal presence of the client, as well as the availability of up-to-date information on income and employment. In addition, an online loan allows you to:

Contact any MFI around the clock and quickly get a response to your request

No income certificate is required, you choose the required amount and term of the loan yourself;

Online credit is provided even to citizens with a bad credit history;

Consideration of the application takes place literally within half an hour;

You can choose the appropriate method of receiving funds - to a bank card, through payment terminals, by bank transfer, in cash, by courier delivery;

All that is needed to get an online loan is fast internet access and a stable signal from the provider without interference;

You can choose from several available offers the most suitable option with the best interest rate;

Available to receive funds with a grace period of payment.

Recall that when choosing a suitable online loan, you need to sensibly assess your solvency and the term for issuing a loan, take into account penalties and carefully read the terms of the agreement!

What are the options for obtaining a loan online

The presented microfinance organizations offer the following options for obtaining online loans:

Short-term microloans are ideal for replenishing a bank card, urgent payment for purchases, the issuance of such microloans is fully automated, within 10-15 minutes after submitting an online application, the required amount will be in your account.

Loans that do not take larger amounts - additional documents may be required to record the verification of your identity, the presence of a certificate from the place of employment;

Online credit or debit cards are issued in cases where customers need not just a loan amount, but payment means used as needed, there is a nice receiving bonus - with such cards you can often get the required cashback in any necessary place ;

It is possible to take a cash loan, it is possible to apply for it online, saving time.

Requirements for the borrower:
- Be over 18 years old
- Have citizenship and a passport or certificate
- Any credit history is considered

Conditions for obtaining an online loan:
- Loan term from 3 to 6 months
- Loan in the amount of 5000 to 30000 ₽
- Interest rate per day - 0.6 %
- Minimum rate for using the loan: 0.1% per day
- Maximum rate for using the loan: 1% per day

The annual effective interest rate (APR) is not more than 365% per year.

Calculation example: for a loan in the amount of 21000 ₽ for a period of 135 days, the amount of the monthly payment will be 7602 ₽, the total repayment amount for 5 months is 38010 ₽, the overpayment is 17010 ₽.

The calculation formula is 21000 ₽ + ( 21000 ₽ * 0.6% rate per day * 135 days ) = 38010 ₽

TIC (full cost of the loan) as a percentage is 81% per annum.

Consequences of non-payment on the loan:
In case of violation of the terms of payment of the online loan, the amount of the penalty will be 0.2% for each calendar day, but not more than 10% of the loan amount.